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What is a Mortgage Rate Lock and How is It Changing to Help Home Buyers

by Better Homes Realty in Blog. Tagged:

Recently a prominent national lender began advertising that you could lock your interest rate to protect it, and then go shopping for a home. What happens if rates go down while you’re shopping? The lender will drop the rate! There’s no disputing this is an attractive offer for consumers, but it isn’t new and it’s important to […]

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10 Steps to Buying Your First Home

by Better Homes Realty in Blog. Tagged:

Buying a house: It’s a big deal. It’s not like purchasing a pair of shoes, a new suit or even a car, for that matter. While it’s certainly fun and exciting, it can also be downright confusing. While brunching with a friend the other day, our discussion turned to real estate. She’s a 28 year […]

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Sacramento home prices jump to highest level since big bubble years

by Better Homes Realty in Blog. Tagged:

Buyers in Sacramento County’s hot but tight home sales market saw prices jump last month to the highest levels since the big bubble years in the mid-2000s. The median price has now risen every month in the last six years, hitting $357,000 in April, according to CoreLogic, a real estate data company. That’s 12 percent […]

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4 Credit Report Problems That Terrify Mortgage Lenders

by Better Homes Realty in Blog. Tagged:

You probably aren’t surprised to read that your credit scores have the ability to make or break your new mortgage loan application. And, your income and debt burden can greatly impact your chances of receiving loan qualification, as well. Yet it typically takes more than decent credit scores or even an acceptable debt-to-income ratio to qualify […]

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How to buy a house with 5% (or less) down payment

by Better Homes Realty in Blog. Tagged:

One hurdle many would-be home buyers face – or think they face — is the need to come up with a big chunk of cash to make a 20% down payment. The good news is that you don’t have to have 20% down, even in today’s tight credit environment, to buy a house. Read More…

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Will You Be Able to Get a Mortgage in 2018?

by Better Homes Realty in Blog. Tagged:

With a fresh year beginning, now is the perfect time to assess all the goals you hope to accomplish in 2018. For many, included in that list of aspirations is to finally become a homeowner. Markets may be tight on available homes, but you feel for the first time you have the right financial stability to […]

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10 Best-Kept Secrets for Buying a Home

by Better Homes Realty in Blog. Tagged:

Buying Secret #10: Keep Your Money Where It Is It’s not wise to make any huge purchases or move your money around three to six months before buying a new home. You don’t want to take any big chances with your credit profile. Lenders need to see that you’re reliable and they want a complete […]

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IRS says 2018 property taxes may be deductible only if assessed and paid in 2017

by Better Homes Realty in Blog. Tagged:

The IRS said Wednesday that people may be able to deduct their 2018 state and local property taxes only if they were assessed and paid during 2017. People can only deduct prepaid property taxes that have already been assessed by local governments. Prepayments of anticipated property taxes will not be deductible. Read More…

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The 10 Biggest First-Time Home Buyer Mistakes (and How to Avoid Them)

by Better Homes Realty in Blog. Tagged:

When purchasing a property, you don’t want to make the wrong move or completely overlook something important. The best thing you can do is educate yourself and be aware of common mistakes buyers make – so you can avoid them and the stress they cause. Read More…

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Home Buying in the Off-Season

by Better Homes Realty in Blog. Tagged:

If you’re home shopping this winter and feeling frustrated, know that market inventory tends to hit a dry spell this time of year. But don’t fret: There are still deals out there. While everyone else is distracted by ski trips, hot cocoa and watching Elf a half a dozen times, savvy buyers are hustling the […]

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How Tax Law Will Help Some Housing Markets

by Better Homes Realty in Blog. Tagged:

The tax overhaul is expected to create winners and losers among housing markets across the U.S., dealing a blow to high-cost coastal regions but potentially fueling demand in places in the middle of the country. Read More…

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The 20-Percent Down Payment Debate

by Better Homes Realty in Blog. Tagged:

You’ve searched for over six months, finally found the perfect place and it’s love at first site. As you scroll through the pictures for the hundredth time, you imagine your car parked in the driveway and your dog running around that huge backyard. Oh the parties! This place will be awesome for parties. And the […]

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What is a CMA? And Why Should I Care?

by Better Homes Realty in Blog. Tagged:

The world of real estate is littered with acronyms. As a buyer, you may have come across a few of the common ones: FSBO (for sale by owner), LTV (loan to value) and UAG (under agreement). Have you heard of a CMA? CMA, which is the shortened form of comparative market analysis, is not only […]

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Home Buying in the Off-Season

by Better Homes Realty in Blog. Tagged:

If you’re home shopping this winter and feeling frustrated, know that market inventory tends to hit a dry spell this time of year. But don’t fret: There are still deals out there. While everyone else is distracted by ski trips, hot cocoa and watching Elf a half a dozen times, savvy buyers are hustling the […]

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The History of Christmas Trees

by Better Homes Realty in Blog. Tagged:

The evergreen fir tree has traditionally been used to celebrate winter festivals (pagan and Christian) for thousands of years. Pagans used branches of it to decorate their homes during the winter solstice, as it made them think of the spring to come. The Romans used Fir Trees to decorate their temples at the festival of […]

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Got an Evacuation Plan for Your Pets? What to Do Now Before It’s Too Late

by Better Homes Realty in Blog. Tagged:

The largest of the wildfires tearing through Southern California are now bigger than New York City and Boston combined, forcing thousands to evacuate the area—but what about their pets? TV host Ellen DeGeneres brought this question front and center on Sunday, tweeting, “Our house is under threat of being burned. We just had to evacuate our pets.” DeGeneres and her wife, Portia de Rossi, have […]

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5 Tax Breaks for First Time Home Buyers

by Better Homes Realty in Blog. Tagged:

Ready to jump into homeownership? Is owning a home a financial milestone that you have been dreaming about your entire life? Many people dream of becoming homeowners. They dream their entire lives of getting the keys to their first home. But it can be overwhelming trying to figure out how to handle all the costs of […]

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Home Security Tips for the Summer

by Better Homes Realty in Blog. Tagged:

An increase in burglaries during the summer months means it’s time to help safeguard your clients’ homes while they’re away for the season or absent while selling. Ooma, a smart home phone and security company, offers six tips for preventing break-ins. Read More…

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Big Expectations for Home Sales Through 2018

by Better Homes Realty in Blog. Tagged:

More homes are predicted to be sold this year than in more than a decade. In 2017, the number of existing-home sales is expected to increase about 3.5 percent to 5.64 million. By 2018, existing-home sales will likely rise another 2.8 percent to 5.8 million, according to forecasts by the National Association of REALTORS®. Read […]

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Smart Staging Solutions for the Owner Occupied House

by Better Homes Realty in Blog. Tagged:

As a home stager, I hear weekly this song from people getting ready to sell their occupied home: “My closets are stuffed, I hate my living room sofa, Grandma’s old dinette set looks shoddy, and those oak cabinets in the kitchen are not going to fly with the younger buying bunch. Sure, you wish for a […]

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If Buyers Want to Save Money: Tell Them to Shop

by Better Homes Realty in Blog. Tagged:

Home buyers who don’t gather more than one quote when shopping for a mortgage may be losing out on some savings to their monthly payments. Lenders can offer a wide dispersion of rates, up to 50 basis points or 0.5 percent, after controlling for factors like the borrower’s down payment and credit score. That could […]

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The Big Boomer Sell-Off Coming in the 2020s?

by Better Homes Realty in Blog. Tagged:

Baby boomers are expected to sell their homes in large numbers over the next decade. Arthur C. Nelson, a University of Arizona professor, predicts the “great senior sell-off” will occur in the mid to late 2020s. It’s a few years later than what Nelson had originally predicted in 2013 (he originally said by 2020). He […]

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What’s on Home Shoppers’ Wish Lists

by Better Homes Realty in Blog. Tagged:

A new realtor.com® survey reveals the top desires of home buyers today: Ranch-style homes, big backyards, and updated kitchens. More than half of home buyers say they’re on the hunt for a three-bedroom home, and 75 percent want a two-bathroom home as well, according to realtor.com®’s home buyer survey. The survey also showed a strong […]

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Why Sellers Are So Stressed in a Seller’s Market

by Better Homes Realty in Blog. Tagged:

Home sellers say the greatest challenge for them this year is the lack of homes to choose from when it’s time for them to move, according to a new survey of more than 800 real estate professionals from Redfin. “It’s a seller’s market, but the catch is, most sellers need to buy as well,” says […]

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Eight Tips On How To Lower Your Property Taxes

by Better Homes Realty in Blog. Tagged:

The property tax is the oldest tax levied in the United States and is the only major tax common to all fifty states. It is the main source of municipal and county revenues and primary source of support for local schools. Property taxes vary widely by state and local jurisdiction. The National Association of Home […]

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Benefits Of Knowing Your Home’s Value Whether You Are Staying Or Selling

by Better Homes Realty in Blog. Tagged:

Any valuation of your house is an estimate. Even a professional appraisal is an opinion, although an educated one, of what the property might sell for if it were on the market. A property’s value is also a snapshot in time, because its value changes over time: the local housing market might improve or decline. […]

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7 Home Staging Tips that Won’t Break the Bank

by Better Homes Realty in Blog. Tagged:

Budgets for home staging can vary considerably from one seller to the next. Some are willing to spend oodles of money to attract those top offers, but others just don’t have that luxury. That’s why we’ve assembled the following list of home staging tips from US News & World Report, HGTV, and Forbes. With a […]

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Prepare Your Home To Sell

by Better Homes Realty in Blog. Tagged:

The housing market is slowly stabilizing, and you’ve decided to list your home. But what, if any, improvements should you tackle before selling? Should you just leave it all to the new homeowner? There are two ways to look at pre-sale home improvements. You can either improve the curb appeal or the home’s outward appearance […]

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Housing Bust Finally Easing For Generation X

by Better Homes Realty in Blog. Tagged:

Generation X suffered more than any other age cohort from the housing bust, but a new survey suggests this group of home buyers finally showing signs of life. An improving economy, multiple years of strong job growth and the notable increase in home values in most markets fueled a greater share of purchases from Generation X […]

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What Home Buyers Wish They’d Known

by Better Homes Realty in Blog. Tagged:

Nearly half of American homeowners recently surveyed said they would do something differently if they were to go through the homebuying process again, according to the NerdWallet’s Home Buyer Reality Report, which analyzed the steps more than 2,200 Americans took to homeownership. If you want to help prevent buyers’ remorse, the following are some things […]

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The Essentials to Styling Your Home to Sell Quickly

by Better Homes Realty in Blog. Tagged:

It’s hard to believe the early spring selling season is already upon us! This means that homeowners who haven’t prepared their homes to list now should implement some of the following PJ & Co go-to styling tips if they want to get their listing noticed and sold quickly when the market gets flooded in April […]

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President’s Day in Granite Bay!

by Better Homes Realty in Blog. Tagged:

About President’s Day President’s Day observes the birthdays of George Washington (Feb 22nd) and Abraham Lincoln (Feb 12). With the adoption of the Monday Holiday Law (which moved the observance of George Washington’s birthday from Feb 22 to the third Monday in February), some of the specific significance of the event was lost and added […]

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As storm moves in, engineers reduce outflow from Lake Oroville to clean up debris

by Better Homes Realty in Blog. Tagged:

Confident that a series of incoming storms won’t overwhelm the Oroville reservoir a second time, state officials said Thursday that they would slow drainage of the lake so they can do work on an adjacent power plant. The reservoir exceeded its capacity over the weekend, which sent water overflowing into an unlined, emergency spillway. That overflow […]

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Sac’s Real Estate Market, Where are we headed?

by Better Homes Realty in Blog. Tagged:

The Sacramento Region’s real estate market is going to be HOT this year. Inventory (or lack of) is still the major factor in ours as well as region and national RE markets. Few great homes at any price range, demand, appreciating prices and rising rates means don’t blow it. If you see your next home or […]

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Your Local Area Real Estate Agent

by Better Homes Realty in Blog.

When you are buying or selling property in today’s real estate market, it’s important to have confidence in your real estate professional. My commitment as your local REALTOR® is to provide you with the specialized real estate service you deserve. When you are an informed buyer or seller, you’ll make the best decisions for the […]

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